New Rates Effective November 1, 2023 for Individual Business

Effective November 1, 2023, rates will be adjusted as per below.

• Complete Health rates will increase on average by 5.1%
• Assured Access rates will increase by 2.5%
• Options and Options Plus rates will increase by 12.6% and 10.03%

The adjusted rates will apply to new sales as well as to members renewing their plans, based on their renewal month.

Your tools:

We’ve updated our rate guides to help you quote for new clients or renewals:

• New Complete Health Rate Guide
• New Options/Options Plus Rate Renewal Sheet (existing client renewals only)
• New Assured Access Rate Guide

Please note: Our Complete Health and Assured Access rate calculators will be updated with the new rates on October 1, 2023. Accidental Death and Dismemberment terminates at age 65. This causes slight differences in the rates if one person is over age 65 and the other is under age 65.

Rates for the Guaranteed Acceptance Health Plan will increase effective January 1, 2024 and we will provide the updated rates in November.

If quoting for an application with an effective date earlier than November 1, please use our 2022-2023 Complete Health rate guide, 2022-2023 Options/Options Plus rate renewal sheet, or our 2022-2023 Assured Access Rate Guide.

For any questions or concerns, please contact our Agent Inquiry team.